Banking has been around for 700+ years, and is the third most profitable sector in the economy. Financial intermediaries usually rely heavily on physical assesses and people. Is there a leaner way to do this? Lending Club says yes. The market's view is mixed. Read ahead to explore this topic.
Peer to Peer Loans
Solar Mosaic: The Kickstarter of community solar
Solar Mosaic enables crowdfunded loans for residential solar projects. It is an innovative platform that connects borrowers who want to install photovoltaic panels on their roof with investors who are willing to provide capital as lenders.
Prosper Marketplace – 21st Century E-Peer-to-Peer and Institutional E-Lending
Prosper Marketplace is a modern peer-to-peer and e-institutional lending marketplace, efficiently matching borrower and lender supply and demand.
Lending Club: Bringing Loans to the Masses
Lending Club has disrupted the lending industry through its business and operating strategy