Lending club founder was able to build a robust lending platform against significant headwinds, but it's unclear if the resulting product matches the initial vision of a "peer to peer' marketplace.
crowdlending
Lending Club shakes up the loan market
Lending club’s business model is challenging the way we think about loans by leveraging their crowdfunding community to fund loans.
Kiva: A crowdlending twist on traditional microfinance
Kiva utilizes an innovative peer-to-peer crowdlending platform to enable budding entrepreneurs across the globe to access the funds they need to help themselves out of poverty.